CEO’s message

Makoto Tominaga (Co-Founder & CEO)

Giving people fair access to credit all over the world

We started Credify in 2019 with the aim to empower people with the data they generate across a broad spectrum of digital services. We believe in the right to self-sovereignty over personal information and the power this places in the hands of ordinary people. At Credify, we are building one block at a time a new paradigm for a user-centric data economy, balancing free market forces with the ever-growing demands for strict privacy and security of personal information.

Credify’s product

The world is rapidly shifting all aspects of life and activity into online ecosystems. In SEA alone, smartphone proliferation rates outpace bank account holdings by a wide margin, and yet access to fair credit and insurance remains a big problem, as these very traditional industries struggle to keep pace with the new digital trends. With 2.5 billion people around the globe lacking traditional credit scores, yet generating more and more relevant information in the form of alternative data as they utilize digital native services, we have an opportunity to leverage this data to empower the masses with greater financial choices at their very point of need. This is the essence of “embedded finance” and this is exactly what we are innovating at Credify.

Credify offers a product to unleash the power of embedded finance: serviceX.

serviceX

Embedded finance platform that enables digital ecosystem operators to offer attractive services provided by third parties, built on top of idX. Example services are BNPL Gateway, integrated banking, micro insurance, etc.

<aside> 👉 Check out serviceX

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Why Credify?

We have been working with big financial institutions as an embedded finance platform. Now we are to complete integration with those organizations and are focused on the execution of our service. We have funded 3.5M USD and are ramping up the team. It is not always

easy to work at startup companies, but our stage should be exciting and challenging for you!

Company culture

<aside> <img src="https://s3-us-west-2.amazonaws.com/secure.notion-static.com/aefd5970-8574-424d-8f78-3e4e3067992f/icon.png" alt="https://s3-us-west-2.amazonaws.com/secure.notion-static.com/aefd5970-8574-424d-8f78-3e4e3067992f/icon.png" width="40px" /> VISION: Become the world’s leading embedded finance platform

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